Terms ofService

Please read these terms carefully before using our website and services.

Last updated: July 22, 2025

Welcome to Peter Elvin Ministries ("PEMUSA", "we", "us", or "our"). These Terms of Service ("Terms") govern your use of our website, services, and any related applications or platforms. By accessing or using our services, you agree to be bound by these Terms.

Acceptance of Terms

By accessing or using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.

You must be at least 18 years old to use our services
You agree to use our services for lawful purposes only
You are responsible for maintaining the confidentiality of your account

Use of Our Website

Our website is provided for informational and ministry purposes. You may use our website to learn about our mission, make donations, and engage with our content.

You agree NOT to:

• Use our services for any unlawful or fraudulent purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt our website or services
• Upload or transmit viruses, malware, or harmful content
• Violate any applicable laws or regulations

Donations and Payments

When you make a donation through our website, you acknowledge and agree to the following:

All donations are voluntary and made with charitable intent
Donations are generally non-refundable unless required by law
You will receive a donation receipt for tax purposes
Funds will be used to support our ministry activities

Tax Information: PEMUSA is a recognized 501(c)(3) nonprofit organization. Donations may be tax-deductible to the extent allowed by law. Please consult your tax advisor for specific guidance.

Payment Processing:

We use secure third-party payment processors (Stripe, Square, PayPal, etc.)
Your payment information is processed and stored by these providers, not by us
Recurring donations can be managed directly through your payment provider. For donations made via Square, Square is responsible for notifying you of upcoming payments and managing cancellations. You may also cancel through Square at any time. If you need assistance, you may contact us and we will help facilitate the process.
You agree to the terms and conditions of the payment processor you choose
Payment disputes should be directed to the respective payment provider

Processing Fees

Payment processors charge transaction fees for secure payment processing:

Credit/Debit Cards

3.3% + $0.30

Our Processing Fee Policy

To ensure 100% of your intended donation reaches our ministry, processing fees are added to your donation total.

Example:

Your donation:$100.00

Processing fee:$3.60

Total charged:$103.60

Processing fees are not tax-deductible • Fee rates may vary by payment processor

Intellectual Property

All content on our website, including but not limited to text, graphics, logos, images, and software, is the property of PEMUSA or our content suppliers and is protected by applicable intellectual property laws.

You May:

• View and browse our content
• Share our content for ministry purposes
• Print content for personal use

You May Not:

• Reproduce content for commercial use
• Modify or create derivative works
• Remove copyright notices

Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis. We make no warranties, expressed or implied, regarding:

The accuracy, completeness, or reliability of content
Uninterrupted or error-free operation of our services
The security of data transmission over the internet
The results obtained from using our services

Important: To the maximum extent permitted by law, we disclaim all warranties and shall not be liable for any indirect, incidental, special, or consequential damages.

Security and Administrative Access

To protect our ministry operations and donor information, we maintain strict security measures for administrative access to our systems.

Administrator Responsibilities:

Maintain secure login credentials and never share administrative access
Immediately report any suspected security breaches or unauthorized access
Use administrative access only for legitimate ministry business purposes
Acknowledge that all administrative activities are monitored and logged

Security Monitoring Notice:

By accessing administrative functions, you acknowledge and consent to the following security measures:

• All login attempts are logged with timestamps and location data
• IP addresses, device information, and browser details are recorded
• Suspicious activities trigger automated risk assessments
• Security logs are retained for up to 90 days for protection purposes
• Unusual access patterns may result in account security reviews

This monitoring is essential for protecting donor data and ministry operations. All data is handled in accordance with our Privacy Policy and applicable privacy laws.

Limitation of Liability

In no event shall PEMUSA, its officers, directors, employees, or agents be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, even if we have been advised of the possibility of such damages.

Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, so the above limitation may not apply to you.

Force Majeure

We shall not be liable for any failure or delay in performance of our services due to events beyond our reasonable control, including but not limited to:

Natural disasters, acts of God, or severe weather conditions
Government actions, laws, or regulations
Internet service disruptions or payment processor outages
Acts of terrorism, war, or civil unrest

During such events, we will make reasonable efforts to restore services and communicate with our donors about any impacts to our ministry operations.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes by posting the updated Terms on our website with a new "Last Updated" date. Your continued use of our services after any changes constitutes acceptance of the new Terms.

We encourage you to review these Terms periodically to stay informed of any updates.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, United States, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Illinois.

Contact Information

If you have any questions about these Terms of Service, please contact us:

Peter Elvin Ministries

Email:info@pemusa.org

Mailing Address: PO Box 12, Elizabeth, IL 61028

We will respond to your inquiries as soon as possible, typically within 2-3 business days.

Thank you for supporting our ministry!

By using our services, you help us continue our mission of sharing God's love and advancing His kingdom around the world.